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J. Scott Harris – MortgageXperts.com

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Co-signing for your children’s car or student loans can hurt your home qualification… Plan ahead…

November 17, 2016 1:25 pm : Mortgage News

Zillow Questions:

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I leased a car for my daughter. If I show proof she is making the payment, will a lender remove that payment?

  • November 09 – Carlsbad

 

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Generally we need 12 months cancelled checks.  But, if you have 6 months cancelled checks on the current auto lease paid from her bank account (you cannot be on the bank account) and you are able to show the same for the previous auto loan, my Underwriters would accept that and NOT count the loan in your qualifying ratios.

http://www.zillow.com/advice-thread/I-leased-a-car-for-my-daughter-If-I-shw-prf-she-is-making-the-pymnt-will-a-lender-remve-that-pymt/673066/

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