We can now Approve loans based on a new salary or new job BEFORE it happens!

Conventional loan rule changes have been tough on “Projected Income.”
Closings had to be delayed until a borrower received their 1st pay stub with the new raise, or AFTER they started a new job and received the 1st pay stub.

Teachers have especially had trouble buying a new home during summertime if they happen to be changing jobs and moving to a new school district.

FHA allows “projected income” from a raise or new job to a maximum of 30 days before the effective date.

But, now we can approve and close a Teacher’s or Relocating Executive’s home loan up to 90 days prior to the effective date of their raise or start date of employment.

Specific requirements must be met, such as written verification of the salary increase and the effective date of the increase. For a new job, the employment offer must be non-contingent, and the fully executed offer letter and borrower’s acceptance must be included in our file.

REALTORS – This program will make summer’s closings much easier!

Call us to get on a path to mortgage and credit qualification that will quickly lead to your new home.

Even if another Bank or Lender has said “NO,” we will work with you until we can say “YES.”

Call us 1st to AVOID mortgage problems,
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Closing FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana
Gold Financial Services, Inc. is a Division of Amcap Mortgage, Ltd. NMLS #129122. Equal Housing Lender

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Realtors & Builders – If I could help you Close 1 MORE deal a month, Would you be interested?

How many times a month do you have a motivated buyer that your current lender says cannot be done?

2 out of 10?

4 out of 10?

More?

What do you do with these disappointed clients? Say sorry and move on to the next one?

I can take these potential buyers and turn them into a stable and on-going source of APPROVED buyers for you that will last for years into the future.

For over 25 years, I have closed the loans that other Lenders could not, or would not spend the time and effort to get your buyers approved.

Reply if you would like to know more.

Call us 1st to AVOID mortgage problems,
Call us 2nd to SOLVE them!

We close loans every day that Banks would not, or could not approve.

J. Scott Harris
Vice President – Mortgage Miracle Working – NMLS #375517

Closing FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana

885 E. Collins Blvd. Suite 110
Richardson, TX 75081
24/7 Mobile: 214-435-8825
Secure Fax: 866-343-3688
Gold Financial Services, Inc. is a division of Amcap Mortgage, Ltd. NMLS# 129122

Follow @Harrisjscott
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Outstanding Recommendation! * We LOVE Happy Realtors & Clients * Great Work Jerry!

Realtors are consistently looking for Lenders who can provide a product/service for their clients that take them to their goal – HOME OWNERSHIP.

Success is the name of the game and I have found GOLD FINANCIAL & JERRY HOLCOMB, to be the “very best!” Jerry was presented with an extremely challenging situation. He, and others within GOLD FINANCIAL, went beyond the norm. My client and his family is very pleased, to say the least. The dream is being realized creating a win/win for ALL.

I have since sent other clients to Jerry Holcomb – AND – have recommended his services to other Realtors.

NOW THAT IS A TRUE TESTAMONIAL, MAKE NO MISTAKE!!

As a Realtor for over 18 years I can confidently recommend Gold Financial Services.

JANET A. RINGER, ABR, GRI, CNHS

469-688-2952 cell number
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Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them! We close loans every day that Banks would not, or could not approve. NMLS # 375517 – Mobile 214-435-8825

Tag Archives: Happy Realtors

We can now Approve loans based on a new salary or new job BEFORE it happens!

enough said

Realtors & Builders – If I could help you Close 1 MORE deal a month, Would you be interested?

Outstanding Recommendation! * We LOVE Happy Realtors & Clients * Great Work Jerry!