Here are the details:

https://www.fanniemae.com/content/fact_sheet/homeready-overview.pdf

Product Features •

DU will automatically identify potentially eligible loans.

Underwriting flexibilities include:
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* Allows non-occupant borrowers, such as a parent.
* Permits rental income from an accessory dwelling unit (such as a basement apartment).
* Allows boarder income (updated guidelines provide documentation flexibility).

• Financing up to 97% LTV (DU is required for LTVs >95%). Borrower is not required to be a first-time buyer; purchase of one-unit principal residence (limited cash-out refi up to 95%).

• Lower MI requirement than standard (for LTVs >90% to 97%). • Allows for nontraditional credit.

• Gifts, grants, Community Seconds®, and cash-on-hand permitted as a source of funds for down payment and closing costs.

• Supports manufactured housing up to 95% and HomeStyle® Renovation (approved lenders) to 95%.