Rising Property Values are helping most everyone.
But, some homeowners have been caught in a Catch-22. Low Credit Scores can be caused by having a lot of maxed out high interest rate revolving credit card accounts.
Most lenders require 680+ Credit Scores to Approve Cash-Out/Home Equity Loans. But, Our Portfolio Cash-Out will allow for 580+ Credit Scores.
Here is a real life example:
Our client has almost $40,000 in revolving and installment debt that is depressing their credit score. The combined monthly payment for all these accounts is over $1650 per month.
We can Approve their 80% LTV Cash Out loan and give them $50,000 to pay off all this debt as have some money in savings for emergencies.
Their mortgage payment only increases around $350 per month.
That is an immediate saving of $1,300 per month and will make a tremendous difference for their family.
If you are in a similar situation, or know someone who is, Please contact us for some debt relief!
[contact-form to=’scott@jscottharris.com’ subject=’Cash Out Refi Response’][contact-field label=’Name’ type=’name’ required=’1’/][contact-field label=’Email’ type=’email’ required=’1’/][contact-field label=’Phone Number’ type=’text’ required=’1’/][contact-field label=’Give us the Details’ type=’textarea’ required=’1’/][/contact-form]
Even if another Bank or Lender has said “NO,”
We will work with you until we can say “YES.”
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Call us 1st to AVOID mortgage problems,
Call us 2nd to SOLVE them!
Click Here to start your quick Free Credit Analysis & Pre-Qualify Now!
J. SCOTT HARRIS | BRANCH MANAGER
NMLS ID# 375517 (www.nmlsconsumeraccess.org)
(M) 214.435.8825 | (F) 866.343.3688
jharris@goldfinancial.com | www.goldfinancial.com | Pre-Qualify Now
LinkedIn | Facebook | Twitter | JSH BLOG – News & Articles www.MortgageXperts.com
885 E Collins Blvd Ste 110
Richardson, TX 75081
My Branch Closes FHA / VA & USDA Loans at 580+ in Texas, Oklahoma & Louisiana
Gold Financial Services is a Division of Amcap Mortgage, Ltd. NMLS #129122. Equal Housing Lender
J. Scott Harris is a Nationally Recognized Mortgage & Social Media Authority.
