Learn more to see whether you might qualify.
The Public Service Loan Forgiveness (PSLF) Program forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer.
If you want to qualify for Public Service Loan Forgiveness now or in the future, complete and submit the Employment Certification form as soon as possible. Too many borrowers wait to submit this important form until they have been in repayment for several years, at which point they learn that they have not been making qualifying payments. In order to ensure you’re on track to receive forgiveness, you should continue to submit this form both annually and every time you switch employers.
What is qualifying employment?
What is considered full-time employment?
Which types of federal student loans qualify for PSLF?
What is a qualifying monthly payment?
What is a qualifying repayment plan?
How do I apply for PSLF?
Where do I send my Employment Certification form?
Where can I see how many qualifying payments I’ve made?
Who at my employer can certify my employment?
Will I automatically receive PSLF after I’ve made 120 qualifying monthly payments?
Student Debt load is becoming a HUGE impediment to new home ownership.
The Federal Student Aid website is the best place to learn about ways to consolidate or resolve your student loans.
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