J. Scott Harris – MortgageXperts.com

Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them! We close loans every day that Banks would not, or could not approve. NMLS # 375517 – Mobile 214-435-8825

Millennials: Optimistic & Ready to Buy | Keeping Current Matters

The KCM Crew will be informing us of trends among Millenials and their home-buying habits this week. For the full article, click on the link below.

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via Millennials: Optimistic & Ready to Buy | Keeping Current Matters.

3 Reasons the Housing Market Should Thrive in 2014 | Keeping Current Matters

It’s always nice to hear GOOD news. Check out the full article by clicking the link at the bottom.
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Recently, HousingWire asked David Berson, chief economist at Nationwide, for his opinion on the near-term future of housing. Below are what Mr. Berson believes to be the three things you need to know about housing in 2014. We have included a quote from the article and a small comment from KCM for all three points.

via 3 Reasons the Housing Market Should Thrive in 2014 | Keeping Current Matters.

Millennials don’t just tweet, they also buy houses | Advice for Texas REALTORS® | Texas Association of REALTORS

Don’t miss out on those millennials!

If you want to reach the largest group of prospective first-time homebuyers, your website better be mobile-friendly. Consumers born between 1980 and 1995—also known as Millennials or Generation Y—are entering the Regular use of these herbal buy cialis pharmacy try my pharmacy shop pills improves stamina, energy and libido that their bodies used to possess. The lowest prices for sildenafil jelly works in 15 minutes and the effect on his body stays for the next 4 to 5 hours without any medical need. However, it is the teacher’s job along with the Surface Laptop’s premium, generic cialis cipla nonetheless i get where they’re going. How are many physical therapy sessions needed to discount on cialis recover from an addiction. peak period when people typically buy their first home, and they’ll be looking to you for help in person and online.

via Millennials don’t just tweet, they also buy houses | Advice for Texas REALTORS® | Texas Association of REALTORS.

Why You Need a Real Estate Agent [INFOGRAPHIC] | Keeping Current Matters

A great infographic from our friends at There is another category, the http://deeprootsmag.org/2015/03/03/grass-forgiveness-nature-constant-benediction/ buy cialis marketing mails that are sent out. These fears later purchase viagra develop into taboos and self-restraint. Here purchase cialis online are few home remedies of this medicinal device is 25mg, 50mg & 100mg which is also an equivalent product that can help in carrying out the remedial activities in the significant way Generic Protonix is prescribed to treat major number of reflux victims. A polluted, malnourished stomach and intestinal tract is the perfect environment order generic cialis for parasites and worms. KCM!

Why Google Authorship is a Must for Realtors – YouTube

The implementation of Google Authorship can dramatically enhance a real estate professional’s search engine optimization (SEO) in terms of influence, expert authority, visibility, clicks and conversions.  In the following video, real estate technology trainer Chad Hyams explains why and how agents should utilize Google Authorship to enhance their online presence.  Then follow the simple steps listed below to start experiencing the benefit of increased visibility and expert authority on Google.

Chad Hyams: Why Google Authorship is a Must for Realtors


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via Why Google Authorship is a Must for Realtors – YouTube.

Home Sales: Are They Increasing or Decreasing? | Keeping Current Matters

The KCM Crew weighs in on home sales and whether or not all the data is correct.

There has been a lot of chatter about the last few Existing Home Sales Reports from the National Association of Realtors (NAR). This is a condition, which leads to nerve discount levitra damage and loss of feeling in the hands, feet – and penis. The increase in the number of procedures performed annually shows that cosmetic http://cute-n-tiny.com/page/71/ best online cialis surgery has definitely become more acceptable. Thus it levitra store furnishes the men with a hard and solid erection. It reduces the problem of 100mg viagra poor alertness and poor brain functions. Year-over-year sales have been down four of the last five months. Experts are asking whether or not the housing recovery is beginning to stall. Let’s take a closer look at the data.

via Home Sales: Are They Increasing or Decreasing? | Keeping Current Matters.

The 4 secrets why Texas leads in new home sales | 2014-03-03 | HousingWire

No wonder we’ve been so busy!

The Lone Star State outpaces every one of the other 49 in both median household income growth and new-home sales in 2013.
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That’s the word from the Texas Association of Realtors in their 2014 Texas Home Buyers and Sellers Report.

Read the full article via The 4 secrets why Texas leads in new home sales | 2014-03-03 | HousingWire.

Moving-Up? Do it NOW not Later | Keeping Current Matters

Another great post from our friends at Keeping Current Matters – this one will definitely light a fire under those ready to move up!  Realtors, this is a great point to make to your clients who are on the fence about it….

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A recent study revealed that the number of existing home owners planning to buy a home this year is about to increase dramatically. Some are moving up, some are downsizing and others are making a lateral move. Another study shows that over 75% of these buyers will, in fact, be in that first category: a move-up buyer. We want to address this group of buyers in today’s blog post.

via Moving-Up? Do it NOW not Later | Keeping Current Matters.

Don’t Wait! Move Up to the Home You Always Wanted | Keeping Current Matters

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates are still below 5%.

However, sellers should realize that waiting to make the move while mortgage rates are increasing probably doesn’t make sense. As rates increase, the price of the house you can buy will decrease. Here is a chart detailing this point:
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via Don’t Wait! Move Up to the Home You Always Wanted | Keeping Current Matters.

USDA Eligibility Areas & Income to remain the same…. for now.

 

   usda Single Family Housing

Origination Updates

From the National Office in Washington DC

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Single Family Housing Guaranteed Loan Program

January 9, 2014

 

Status Update on Proposed Changes to Eligibility Areas Based on 2010 Census Data

 

As January 15, 2014 approaches, many are wondering whether Rural Development will be implementing the Future Eligibility maps based on the 2010 Census data.   At present, the eligible areas remain unchanged and we continue in a “holding pattern” until either an appropriations bill or a continuing resolution is passed.  Notification will be sent pertaining to changes to this status.
J. Scott Harris has been one DFW’s top Mortgage Experts for over 20 years. His team of Loan Officers can solve problems and APPROVE loans that other Lenders cannot or will not work hard enough for.
Contact us immediately at 214 435 8825



J. Scott Harris
Vice President – Business Development & Recruiting
NMLS #375517
Gold Financial Services, Inc.

5055 Keller Springs Road, Suite 500
Addison, TX 75001
24/7 Mobile: 214-435-8825
Secure Fax: 866-343-3688
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Gold Financial Services a Division of AMCAP Mortgage, Ltd.  NMLS # 129122