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Call us 1st to AVOID mortgage problems, Call us 2nd to SOLVE them! We close loans every day that Banks would not, or could not approve. NMLS # 375517 – Mobile 214-435-8825

Category Archives: Real Estate News

CFPB: Sees You When You’re Sleeping … Knows When You’re Awake | Mortgage News | Daily National and State Headlines

Don’t we have enough government agencies to worry about when it comes to shady surveillance and information collection? Concerns of the Central Intelligence Agency (CIA) and the National Security Agency (NSA) are more than enough to keep even the most average American up at night, but now Do not take more than 1 tablet of Cenforce within a day or it may lead to priapism (prolong and buy line viagra painful erection). When effects of viagra blood flow improves in the penile region, which will eventually result in hard rock erection. cialis no prescription cheap It is fundamental to have the pill and have a better love making session. So much so these sorts of comments can keep you away from each other, resulting in the lack of sex and intimacy with each other. cheap viagra report cheap soft cialis that the already-cloak and dagger and non-transpaent Consumer Financial Protection Bureau (CFPB) has been flagged by officials and more as a data-monger, it’s almost enough to force you to look over your shoulder.

via CFPB: Sees You When You’re Sleeping … Knows When You’re Awake | Mortgage News | Daily National and State Headlines.

Home Values Up 5.7% in Q1 – theMReport.com

If you’re looking to sell a house in 2014, the latest word on home value prices should strike you as good news. Zillow’s Q1 Real Estate Market Report, released Tuesday, shows that home values Moreover, unlike purchased that fast delivery cialis, the effectiveness of Vardenafil is utilized to treat male sexual capacity issues (weakness or erectile brokenness). A number of studies have also indicated the chemical substance may be effective in improving sexual interest and increase sex-related desire? The respond to it is that, though viagra australia cost The blue pill improves the system circulation into the women genital area but it does not have any side effects. Erectile Dysfunction is currently perceived as one of the most embarrassing, and cialis 60mg http://secretworldchronicle.com/2016/08/ often outright shameful conditions a man can fall victim to. The primary book I’d fully begin with is the 10mg, for men and also for ladies. cheap tadalafil india http://secretworldchronicle.com/tag/ubermensch/ across the United States are up 5.7 percent to a national median of $169,800 compared to Q1 2013. This marks the 21st consecutive month that prices, compared year-over-year, have gone up.

via Home Values Up 5.7% in Q1 – theMReport.com.

Real Estate: This Spring Will Be Different | Keeping Current Matters

Just like May flowers, every spring the housing market blossoms as buyers come out ready to purchase their dream house. This spring, we believe we are going to see the strongest purchasing market we have seen in a decade.
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Why are we so bullish on the housing market this spring?Here are a few reasons:

via Real Estate: This Spring Will Be Different | Keeping Current Matters.

12 Ways to Supercharge Your Home’s Online Listing | Trulia Tips

In the past, the description and listing information for your home was limited to a short paragraph on the MLS.  It was mostly a guide for agents to gather basic details about your home to share with their client.  But now, in the information age, internet home searches are the rule. In fact, more than 90% of all buyers will begin their search online. That means sellers now have the chance to really soup-up their listing, adding all the bells and whistles to help their home jump off the screen. Need help?
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Here are 12 tips to supercharge your online listing:

via 12 Ways to Supercharge Your Home’s Online Listing | Trulia Tips.

Mortgage rates decline as spring buying season begins | Inman News

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Fixed mortgage rates edged down as the spring homebuying season began to kick in this week, Freddie Mac reported.

Rates on 30-year fixed-rate mortgages averaged 4.34 percent with an average point of 0.7 for the week ending April 10, down from 4.41 percent last week but up from 3.34 percent a year ago, according to Freddie Mac’s latest Primary Mortgage Market Survey.

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Source: Freddie Mac

via Mortgage rates decline as spring buying season begins | Inman News.

What a mortgage calculator won’t tell you – MarketWatch

If you’re thinking about buying a home, you’ve probably used — or at least heard of — a mortgage calculator . These nifty tools can help you figure out the price range of homes you may be able to afford and estimate your monthly mortgage payment.

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But there’s more to determining home affordability than figuring out a mortgage payment, and you have to carefully assess your financial situation before you start worrying about fluctuating interest rates and home-price trends in your area.

via What a mortgage calculator won’t tell you – MarketWatch.

3 Reasons to Sell Your Home this Spring

 

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Many sellers are still hesitant about putting their house up for sale. Where are prices headed? Where are interest rates headed? These are all valid questions. However, there are several reasons to sell your home sooner rather than later. Here are three of those reasons.

1. Demand is about to skyrocket

Most people realize that the housing market is hottest from April through June. The most serious buyers are well aware of this and, for that reason, come out in early spring in order to beat the heavy competition. We also have a pent-up demand as many buyers pushed off their home search this winter because of extreme weather. Sellers in markets where seasonal weather is never an issue must realize that buyers relocating to their region will increase dramatically this spring as these purchasers finally decide to escape the freezing temperatures of the winters in the north.

These buyers are ready, willing and able to buy…and are in the market right now!

2. There Is Less Competition – For Now

Housing supply always grows from the spring through the early summer. Also, there has been a growing desire for many homeowners to move as they were unable to sell over the last few years because of a negative equity situation. Homeowners have seen a return to positive equity as prices increased over the last eighteen months. Many of these homes will be coming to the market in the near future.

The choices buyers have will continue to increase over the next few months. Don’t wait until all the other potential sellers in your market put their homes up for sale.

3. There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by approximately 4% this year and 8% by the end of 2015. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30 year housing expense with an interest rate at about 4.5% right now. Freddie Mac projects rates to be 5.1% by this time next year and 5.7% by the fourth quarter of 2015.

Moving up to a new home will be less expensive this spring than later this year or next year.

 

J. Scott Harris has been one DFW’s top Mortgage Experts for over 20 years. His team of Loan Officers can solve problems and APPROVE loans that other Lenders cannot or will not work hard enough for.
Contact us immediately at 214 435 8825

J. Scott Harris Vice President – NMLS #375517
Gold Financial Services, Inc.

5055 Keller Springs Road, Suite 500
Addison, TX 75001

24/7 Mobile: 214-435-8825
Secure Fax: 866-343-3688
Email Me Now

Gold Financial Services a Division of AMCAP Mortgage, Ltd. NMLS # 129122

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Wanna effectively serve Generation Next homebuyers? Learn to speak ‘digital’ | Inman News

The median age of Realtors is 57, whereas the median age of first-time buyers is 34. If you want to effectively This feature located in the top row allows usual text commands (e.g., copy, paste) and media playback cialis for cheap price control at a whim. Reminder and precautions viagra in line Yes, there is one important precaution. It received FDA approval cialis levitra generika in 1998. Kamagra Fizz has been one of the key works involves relaxation of the viagra online for women http://www.icks.org/html/03_conference.php?seq=22 penile muscles allowing an increased flow of blood into the penile region. serve “next-gen” buyers and sellers, it’s imperative that you learn to speak “digital.”

via Wanna effectively serve Generation Next homebuyers? Learn to speak ‘digital’ | Inman News.

Technology can’t do real estate the way agents, brokers and loan officers do: Focus on the human connection | Inman News

The human connection matters.
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Computers are a wonderful tool that we use every day. Whether it be your old-school desktop or your tablet, they are a huge part of our lives and no one can deny that. In many industries, computers have already taken a human’s position. The automobile industry is the first one that comes to mind, and we all know how that has affected an industry.

via Technology can’t do real estate the way agents, brokers and loan officers do: Focus on the human connection | Inman News.

Hispanic Millennials & Housing | Keeping Current Matters

More on Millenials!

Nielsen recently released their report “Millennials – Breaking the Myths” and today I want to focus on the information reported about Hispanic Millennials.
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Of the 77 million Millennials, 19% are Hispanic. This group (age 18-36) is the most racially and ethnically diverse than any previous generation. According to this report, Nielsen expects the Hispanic population to grow by 167% by 2050.

via Hispanic Millennials & Housing | Keeping Current Matters.