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Real Estate: This Spring Will Be Different | Keeping Current Matters

Just like May flowers, every spring the housing market blossoms as buyers come out ready to purchase their dream house. This spring, we believe we are going to see the strongest purchasing market we have seen in a decade.
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Why are we so bullish on the housing market this spring?Here are a few reasons:

via Real Estate: This Spring Will Be Different | Keeping Current Matters.

Mortgage rates decline as spring buying season begins | Inman News

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Fixed mortgage rates edged down as the spring homebuying season began to kick in this week, Freddie Mac reported.

Rates on 30-year fixed-rate mortgages averaged 4.34 percent with an average point of 0.7 for the week ending April 10, down from 4.41 percent last week but up from 3.34 percent a year ago, according to Freddie Mac’s latest Primary Mortgage Market Survey.

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Source: Freddie Mac

via Mortgage rates decline as spring buying season begins | Inman News.

What a mortgage calculator won’t tell you – MarketWatch

If you’re thinking about buying a home, you’ve probably used — or at least heard of — a mortgage calculator . These nifty tools can help you figure out the price range of homes you may be able to afford and estimate your monthly mortgage payment.

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But there’s more to determining home affordability than figuring out a mortgage payment, and you have to carefully assess your financial situation before you start worrying about fluctuating interest rates and home-price trends in your area.

via What a mortgage calculator won’t tell you – MarketWatch.

Mortgage News: Is the CFPB hurting the economy?

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via Mortgage News: Is the CFPB hurting the economy?.

Technology can’t do real estate the way agents, brokers and loan officers do: Focus on the human connection | Inman News

The human connection matters.
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Computers are a wonderful tool that we use every day. Whether it be your old-school desktop or your tablet, they are a huge part of our lives and no one can deny that. In many industries, computers have already taken a human’s position. The automobile industry is the first one that comes to mind, and we all know how that has affected an industry.

via Technology can’t do real estate the way agents, brokers and loan officers do: Focus on the human connection | Inman News.

Hispanic Millennials & Housing | Keeping Current Matters

More on Millenials!

Nielsen recently released their report “Millennials – Breaking the Myths” and today I want to focus on the information reported about Hispanic Millennials.
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Of the 77 million Millennials, 19% are Hispanic. This group (age 18-36) is the most racially and ethnically diverse than any previous generation. According to this report, Nielsen expects the Hispanic population to grow by 167% by 2050.

via Hispanic Millennials & Housing | Keeping Current Matters.

Millennials: Optimistic & Ready to Buy | Keeping Current Matters

The KCM Crew will be informing us of trends among Millenials and their home-buying habits this week. For the full article, click on the link below.

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via Millennials: Optimistic & Ready to Buy | Keeping Current Matters.

3 Reasons the Housing Market Should Thrive in 2014 | Keeping Current Matters

It’s always nice to hear GOOD news. Check out the full article by clicking the link at the bottom.
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Recently, HousingWire asked David Berson, chief economist at Nationwide, for his opinion on the near-term future of housing. Below are what Mr. Berson believes to be the three things you need to know about housing in 2014. We have included a quote from the article and a small comment from KCM for all three points.

via 3 Reasons the Housing Market Should Thrive in 2014 | Keeping Current Matters.

Home Sales: Are They Increasing or Decreasing? | Keeping Current Matters

The KCM Crew weighs in on home sales and whether or not all the data is correct.

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via Home Sales: Are They Increasing or Decreasing? | Keeping Current Matters.

Another Gold Financial Services Success – Way to go Clay Cummings!

Clay Cummings

Clay Cummings

Clay recently received this very complimentary note from Julie at JS Properties:

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We are always VERY happy to deliver great service to both new – and past – realtor partners and home buyers. We truly enjoy making the mortgage process as easy as possible on everyone. Way to go Clay Cummings! We are very proud of you here at Gold Financial Services!