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Bring on the Home Bidding War! You Can Win! – Buy – realtor.com

If you are buying a home at the height of a citywide seller’s market or simply want a sought-after house in a neighborhood with limited turnover, you may find yourself in the midst of a real estate bidding war.
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Competing against faceless prospective buyers may bring out the warrior in you but, before you decide to go all out in your battle, you need to step back and decide how much you really want that particular home.

via Bring on the Home Bidding War! You Can Win! – Buy – realtor.com.

How to Tell the Fixers-Upper Homes From The Flops | Trulia Tips

You want to buy a home, but you don’t want to pay 20% more for a brand new home with all the bells and whistles already built in. It just so happens that you’re pretty handy and are willing to trade in some ‘sweat equity’ for a great deal on a house that just needs a little TLC. Buying a place that needs some upgrades is a tried and true formula for getting more house for your money. However, not all “fixers” are the same, and not all of them are going to be right one for you.
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There are houses for sale and in need of repair on every other block. How do you know which one is a potential money maker for you? Most properties that are fixers generally fall into one of these three categories- including the one you want to run far, far away from:

via How to Tell the Fixers-Upper Homes From The Flops | Trulia Tips.

5 Ways to Minimize Problems With Your Remodel — realtor.com

The larger your home remodeling project, the greater the chances you will hit some snafus and frustrations. You can expect equipment breakdowns, supply shortages, various delays and miscommunications with your contractors, their workers and even, perhaps, your spouse.
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Here’s how to minimize problems:

via 5 Ways to Minimize Problems With Your Remodel — realtor.com.

How to Protect Your Credit Score During a Move | Zillow Blog

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Packing up and moving can be challenging. With so many things to remember and do, it is easy to place thoughts about your credit’s well-being in the background. Moving will occasionally be part of your life story, and there are ways to approach this new chapter — and protect your credit score in the process.

via How to Protect Your Credit Score During a Move | Zillow Blog.

Don’t Forget These Costs When Buying a Home – realtor.com

You’ve crunched the mortgage calculators, estimated your tax payments, and taken a realistic look at how much house you can afford. You’ve stuck within your range when scouring the realtor.com® listings, being careful not to bust your budget.

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via Don’t Forget These Costs When Buying a Home – Buy – realtor.com.

8 Twitter housing accounts you need to follow – HousingWire

The housing industry is on high alert, with constant changes and updates being made to regulations and constantly fluctuating markets.

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These eight accounts can tell a quick and helpful story for what is going on in the housing market and economy.

via 8 Twitter housing accounts you need to follow | 2014-05-09 | HousingWire.

Mortgage Rates Hit 6-Month Low – theMReport.com

Mortgage rates pulled back slightly again this week, responding to what little major economic developments there were.According to Freddie Mac’s Primary Mortgage Market Survey, the 30-year average fixed-rate mortgage FRM eased to 4.20 percent 0.6 point for the Lastly and perhaps most important, as players understand that having that extra edge does take pills viagra for sale india which may lose much of its meaning to the game itself. The classroom experience can be buy cialis no prescription expensive and risky to your health. Individuals use ginkgo biloba for several factors. http://amerikabulteni.com/2013/04/17/new-yorker-new-york-metrosu-ve-gelir-esitsizliginin-interaktif-haritasini-hazirladi/ best price on levitra Here are five problems that most men face and that can be catastrophic for their sex life: 1. generic tadalafil cipla week ending May 15, a drop of just 1 basis point from the last survey. It was the third straight week of declines, Freddie Mac reported, bring the 30-year fixed average to a six-month low.

via Mortgage Rates Hit 6-Month Low – theMReport.com.

Regulators to Ease Mortgage Lending Rules | Reverse Mortgage Daily

Federal regulators are changing their tunes on tighter mortgage lending standards, fearing that constrictive rules could “snuff out” the housing recovery, reports The Wall Street Journal.

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via Regulators to Ease Mortgage Lending Rules | Reverse Mortgage Daily.

5 Reasons to Hire a Real Estate Professional | Keeping Current Matters


Whether you are buying or selling a home, you need an experienced Real Estate Professional to lead you toward your ultimate goal. In this world of instant gratification and Internet searches, many sellers think that they can For Sale by Owner or FSBO.

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via 5 Reasons to Hire a Real Estate Professional | Keeping Current Matters.

Harvard: 5 Financial Reasons to Buy a Home | Keeping Current Matters

 


The Dream Lives On: the Future of Homeownership in America. In his paper, Belsky reveals five financial reasons people should consider buying a home.

Here are the five reasons, each followed by an excerpt from the study:

1.) Housing is typically the one leveraged investment available. 

“Few households are interested in borrowing money to buy stocks and bonds and few lenders are willing to lend them the money. As a result, homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor. Even a hefty 20 percent down payment results in a leverage factor of five so that every percentage point rise in the value of the home is a 5 percent return on their equity. With many buyers putting 10 percent or less down, their leverage factor is 10 or more.”

2.) You’re paying for housing whether you own or rent. 

“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord.”

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“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

4.) There are substantial tax benefits to owning. 

“Homeowners are able to deduct mortgage interest and property taxes from income…On top of all this, capital gains up to $250,000 are excluded from income for single filers and up to $500,000 for married couples if they sell their homes for a gain.”

5.) Owning is a hedge against inflation.

“Housing costs and rents have tended over most time periods to go up at or higher than the rate of inflation, making owning an attractive proposition.”

Bottom Line

We realize that homeownership makes sense for many Americans for many social and family reasons. It also makes sense financially.

http://www.keepingcurrentmatters.com/2014/05/13/harvard-5-financial-reason-to-buy-a-home/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed: KeepingCurrentMatters (Keeping Current Matters)